The Small
Business Health Insurance Network has gathered the most comprehensive and
relevant insurance products and small business resources for like minded
business owners who are looking for information to meet their health
insurance needs in New Jersey. The State of New Jersey has implemented many
policies to help residents get the most out of their New Jersey health
insurance:
- As a resident, your New Jersey health insurance
options do not depend on your health status. New Jersey must
limit exclusion of pre-existing conditions. Generally, if you join a new
plan, your old coverage will be credited toward your
pre-existing condition exclusion period.
- Your coverage under group plans cannot be denied
or limited because of your health status. This is called
nondiscrimination.
- Guaranteed renewability ensures
that your New Jersey health insurance cannot be cancelled if you get
sick.
- If you leave your job, you may be able to remain
on your old group plan for a limited time through
state-continued coverage, or COBRA. Your COBRA
coverage can last up to 18 months but cannot be renewed. For
more information on COBRA requirements, contact the U.S. Department of
Labor at (404) 562-2156
We have created and gathered these resources for self-employed and small business owners
alike with the most relevant services and products available throughout
New Jersey. Let SBHI.NET make shopping for your insurance quick and easy. As a frequently requested item
from Maine business owners, we have put
together a tax-savings strategy
for plan documentation materials that are associated with group health
insurance plans and self employed health insurance in New Jersey.
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